Available balance
₦409,050.00
Opening balance + net cash flow
PRODUCT FEATURES
Powerful money tools. A refreshingly clear experience.
From everyday transactions to bigger goals and smarter insights, see how Montra helps make your finances feel easier to manage.
YOUR WORKSPACE
A real look at the Montra experience.
Your financial information, organised into one interface. Here's an illustrative view of the actual dashboard.
Dashboard
Good day, Cyril. Here’s your financial overview.
Available balance
₦409,050.00
Opening balance + net cash flow
Total income
₦868,000.00
All-time recorded income
Total expenses
₦458,950.00
All-time recorded expenses
Savings rate
47%
Income remaining after expenses
Money movement
Income and expenses at a glance
Spending pulse
How much of your income you’ve used
53%of income spent
Expenses₦458,950.00
Income₦868,000.00
₦409,050.00 of recorded income remains.
Spending insights
Where your money is going and how recent months compare
Top expense categories
No expense data yet.
Largest expenses
No expenses recorded yet.
Six-month trend
IncomeExpenses
Recent transactions
Your latest recorded activity
September salary
Salary · 30/09/2026
+₦85,000.00
Fuel refill
Transport · 28/09/2026
−₦3,850.00
Netflix subscription
Entertainment · 27/09/2026
−₦650.00
Weekly groceries
Food · 26/09/2026
−₦4,250.00
Showing up to 8 of your latest transactions.
Emergency fund
70%₦42,000.00 / ₦60,000.00
A place of my own
36%₦18,000.00 / ₦50,000.00
New laptop
80%₦32,000.00 / ₦40,000.00
Real Montra interface with illustrative sample data. No live financial information is displayed.
KEY FEATURES
Made to turn everyday numbers into useful clarity.
Explore the product visuals—not just a list of feature names.
01 / Financial overview
See the whole story behind your spending.
A clear picture of your income and expenses helps you spot patterns and understand where your money is going. Compare progress without decoding a maze of spreadsheets.
- ✓Income and expense overview
- ✓Trends that are easier to understand
- ✓Simple visual reporting
Money flow
₦409,050.00Net cash flow this monthIncome this month₦868,000.00
Income02 / Smart budgeting
Give every category a plan that fits real life.
Create budgets that feel practical, see remaining balances at a glance and make adjustments as your month changes.
- ✓Category-based spending plans
- ✓Progress and remaining balances
- ✓A clearer monthly picture
September budget
₦420,000.0064% spent36% remaining
Food & groceries₦82,500
Transport₦46,000
Subscriptions₦18,500
A little room to breathe.Your remaining budget, at a glance.
03 / Savings goals
Make your next milestone visible.
Whether you're building an emergency fund or saving for something new, keep the target and progress in the same place.
- ✓Clear target amounts
- ✓Track every contribution
- ✓See how far you've come
Savings goal
70%of your goal
Emergency fundGrowing
₦42,000 saved₦60,000 target
Every contribution counts.
04 / Ask Montra
Talk through your money in everyday language.
Explore your existing records and prepare supported actions in a natural conversation. You stay in control and review changes before saving.
- ✓Questions about financial records
- ✓Guided transaction preparation
- ✓Review before confirmation
Ask MontraYour money, in a conversation.
Add ₦15,000 for groceries.
Here’s the expense to review
Groceries₦15,000
Food · Expense
Review before savingIllustrative conversation · no action is performed
MORE TO EXPLORE
One workspace. A lot more possibilities.
More ways to organise, understand and plan your money as your needs grow.
Transactions and categories
Add, search, filter and organise day-to-day activity.
Statement imports
Bring supported CSV, Excel and PDF statements into your workspace on eligible plans.
Bank connections
Connect supported accounts and synchronise data on Pro where providers are available.
Recurring spending
Stay informed about regular financial commitments.
Money calendar
View upcoming financial events and plan around important dates.
Monthly comparisons
Understand how income, expenses and habits change across months.
Account overview
Bring balances and accounts together on supported plans.
Review-first design
Stay in control of imported and AI-prepared financial changes.
Features may depend on your plan and currently enabled integrations. See pricing for plan allocations.
FAQ
Frequently asked questions
A few helpful answers before you get started.
Made for your everyday moneyMake your next move
Make your next move
with a clearer view.
Less guessing. More understanding.
Your money, brought together with Montra.